How to save money and get rich easily as a young person in Abuja
For all those who live in Abuja, we all know how high the cost of living is. Those who moved after NYSC or probably got jobs and had to move to start life afresh can relate to this. No mummy and daddy, no pocket money. Now the hustle is real! You are on your own.
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The truth is, there are still ways you can survive and hustle your way out in Abuja. This article would give you a few tips on how to save money, survive and get rich easily as a young person here in Abuja.
1. Avoid debts
Please, this is a major way of finishing your money before the salary even hits your bank account. Most times you realize that your money is spent before getting to you. This is the problem. Especially ladies, you see these shoes you cannot let go, it will cause you more harm than good.
To even make matter worse, Aunty Bilikisu will say, don’t worry, you can pay anytime. Aunty Run ooh! they will put you in debt and still end up embarrassing you if you didn’t meet up on time.
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2. Pre-turn up or don’t turn up at all
This phase is for those who feel that they must turn up every Friday. After the stress from Monday to Friday, you will see people shouting TGIF (Thank God its Friday), turn up! .
Instead of buying five bottles at the club, sometimes, save your money and turn up from home with you, your bed and pillow. If you really need to go out, buy a few bottles and chill with your friends in your house or vice versa, get tipsy and excited and head out.
That way, you do not have to buy as many bottles in the club. Well, only if you want to do ‘I better pass my neighbor’ and finish your monthly salary in the club.
3. Don’t date an FABBs
By now, it should be glaring that the FABBs (Fake Abuja Big Girls) are expensive to maintain. So if you are a guy just coming into Abuja, to make a proper decent living, run away from FABBs. They would finish your money before you even say mark zukerberg.
4. Do it yourself
This is another way to cut cost. Some of us probably take our clothes to highly expensive drycleaners, get people to clean our houses, tailors to just sew an ordinary button. The point here is, if you try to do some of these things yourself once in a while, you would be amazed at how much money you would be able to save.
5. Enter Along, Bus or Keke
For those of you who do not know what ‘along’ means, they are the cabs you enter with three or four other people and get dropped off at your bus stop. Some people do not have the luxury of taking cabs every day.
Even if you feel like it would spoil your shine if you are caught in a keke or a bus, sometimes its necessary. Cut down on your transportation expenses. Whether you enter along, cab, bus or even private car, you will still get to your destination.
6. Cheaper feeding
Those who work in Abuja can relate to this. There are two ways to it. Firstly, the best way is to bring your lunch from home.
Secondly, if you cannot cook or bring food every day, take the cheaper option of buying food from clean cheaper restaurants where you can buy food for a minimum of N300. If you like, do KFC (Kentucky Fried Chicken) every day and be drinking garri for dinner because you want your colleagues to see you as a big boy or big girl.
You do not always have to shop at expensive boutiques because your friends who are earning higher than you are doing the same. We all know most of these Nigerian boutique owners travel out of the country to buy things and then come back to triple the prices.
All fingers are not equal. There are cheaper ways to do this like markets and online shopping sites that do not charge for shipping to Nigeria like AliExpress. You can still look good with the few ones you have.
8. Get a roommate/flat mates
We all know getting a flat in town is always too pricey for our salary, especially for most young graduates. We also know that in order to get a cheap nice flat that meets your taste, you have to go to the suburbs which are not in town.
This could be a little tedious, especially with most people working in town. The best option is to get a flat mate so you can share the rent and save your money.
9. Calculate your expenses
Now after all the turning up, the keke you entered from work, the clothes you have bought from Mama Ojo, etc.
Calculate all the money you have spent so far, these would be a guide to your expenses next month. Then you will know either to start balling and chilling with the big boyz or tighten your belt to hustle if you really want to get rich easily in Abuja.